Our Team

Bringing Islamic Banking to the world and the global Muslim ummah.

Management

Management

Dr. Mohamed Qalib Daqane

principal officer & General Manager

Dr. Qalib is the Deputy General Manager of Salaam Center, a leading professional Training, Research and Consultancy that aims to develop and promote the Djibouti human capital. In the last 10 years, he has worked in banking and academia as an Investment Manager at Salaam African Bank, Sharia Contract Reviewer at HSBC Amanah Malaysia and lectured at the International Islamic University Malaysia (IIUM) and International Centre for Education in Islamic Finance Malaysia (INCEIF).

Dr. Qalib obtained his Ph.D in Islamic Finance from the Kulliyah of Islamic Revealed Knowledge, Department of Fiqh & Usul Fiqh (Islamic Jurisprudence), IIUM, a Master’s Degree in Islamic Banking and Finance from INCEIF and a Bachelor’s Degree in Fiqh and Usul Fiqh from Sharia University, United Arab Emirates.

Mohd Kamal Yasinan

STAFF

Kamal has a total of 26 years of banking operations experience. He started his career as an Internal Audit in a Malaysian bank in 1996 prior to joining the Compliance Department of an Islamic foreign bank in 2008. He continued his career in compliance fraternity since then and has served two (2) other Malaysian banks and two (2) foreign banks in the capacity as Head of Compliance.

Kamal graduated with a Diploma in Accountancy from the University of Technology MARA (UiTM) in 1996 and a Bachelor of Business Administration (Hons) Degree in Finance in 2003. He obtained his Advanced Certification in Anti-Money Laundering and Counter Financing of Terrorism from Asian Institute of Chartered Bankers (AICB) and International Compliance Association (ICA) and Diploma in Anti-Money Laundering (in association with Manchester Business School, The University of Manchester) in 2014.

He also completed the basic technical training by JMR Infotech Middle East Certificate on Oracle Flexcube, Oracle Banking Digital Experience (OBDX), and Oracle Financial Services Analytical Application (OFSAA).

Rosma Abd Azid

STAFF

Rosma has over 25 years of experience in the capital market and financial services industries. Her career began with the Securities Commission Malaysia before serving the International Centre for Leadership in Finance (ICLIF), a subsidiary of the Malaysian Central Bank.

Prior to joining Waafi Bank Ltd., she was the Vice President, Strategic Human Capital Management of MNRB Holdings Berhad, a Consultant in the area of leadership and management development and served two (2) multi-national companies focussing on the area of Learning and Development, Talent Management and Succession Planning, Engagement and Performance Management.

Rosma holds various professional certifications that include the Certified Feedback Coach for Hogan Assessment tools, Myers Briggs Type Indicator Administrator, Accredited Facet5 Practitioner, Certified Instructional Design Professional (ISD) by IATA Training Centre, Certified Neuro-Linguistic Programming (NLP) Practitioner, Coach and Time Line Therapist by the American Board of NLP (ABNLP), Certified Training Professional (CTP) by the ITD-ARTDO International and the Certified Trainer by the Human Capital Development Corporation (HRDC) of Malaysia.

She is a graduate of the Diploma in Statistics (1993) and Bachelor of Business Administration (Hons) Degree in Finance (2003) from the University of Technology MARA (UiTM). Rosma completed the High Performance Leadership Development Program (HPLDP) with ICLIF in 2008. She also completed the basic technical training by JMR Infotech Middle East Certificate on Oracle Flexcube, Oracle Banking Digital Experience (OBDX), and Oracle Financial Services Analytical Application (OFSAA).

Rosma obtained the International Compliance Association (ICA) Certificate in Anti-Money Laundering (in association with Manchester Business School, The University of Manchester) with Distinction.

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Individual Savings Account

Corporate Current Account

Our corporate products are personalised and require case-by-case reviews.
To open a Corporate Current Account, please send an email to us at:

customer@waafibank.com