Spend in MYR
Like a Local
The ultimate fix for foreigners in Malaysia!
Top up your BerryPay e-wallet from your
Waafi Bank account and spend in MYR

What Is BerryPay?
BerryPay is your one-stop solution for cross-border payments and virtual account services in Malaysia. Open a MYR Virtual Account with BerryPay via Waafi Bank, and it’s now easier than ever to send, receive, and manage your money seamlessly across borders.
- BerryPay E-wallet virtual accounts in MYR
- Real-time transaction alerts and balance updates
- Secure, instant transfers to other BerryPay users
- Display live daily exchange rate in the mobile app
- Ideal for foreign students and workers to handle daily expenses in Malaysia.

Table of Fees
Activity
|
Fees
|
---|---|
Virtual Account - Creation
|
USD 10 Per Account
|
Virtual Account - Maintenance
|
USD 10 Per Account
|
Payment Processing Fees
|
USD 3 Per Transaction
|
Outward fund transfers to your BerryPay account
|
USD 6 Per Transaction
|
Transactions between BerryPay accounts
|
Free
|
“No Malaysian
bank account?
No problem!”
BerryPay is our reliable partner in Malaysia for secure and regulated cross-border transactions.
- Easy account setup with Waafi Bank
- Make transactions in Malaysia without a Malaysian bank account
- Easily transfer money to family and friends studying or working in Malaysia
- Save in USD or GBP with Waafi Bank while using BerryPay to spend in MYR
“What else can I do with BerryPay?”
Manage your money in Malaysia like a local!
- Shop in Malaysia with DuitNow QR Pay or with BerryPay's Visa Prepaid Card
- Pay utility bills and tuition fees directly to the service provider
- Free transfers to other BerryPay accounts
-
Top up your BerryPay account via
Waafi Bank
“How do I get started with BerryPay?”
Getting started with BerryPay is simple—just follow these steps:

Open Your Account
Click here to open an Individual account with us.
Select "I would like to open an individual account to use BerryPay services and authorise Waafi Bank to provide the necessary account information to BerryPay".

Fund Your BerryPay Wallet
Click here to fill in the Outward Fund Transfer to E-wallet Application Form to fund your BerryPay account. Remittance to your BerryPay account takes a maximum of 2 working days upon form submission.

Start Transacting!
Use the BerryPay Malaysia app to make purchases, pay bills and transfer funds in Malaysia.
Open a MYR Virtual Account with BerryPay via Waafi Bank Today
FAQ
BerryPay, a Malaysian fintech company, offers virtual account and payment services (“services”) in MYR, IDR, and SGD for use in Malaysia, Indonesia, and Singapore, respectively, and will soon be available in the UAE. They have collaborated with Waafi Bank to provide this solution to its customers.
a) Customers can download the BerryPay app and use its services in Malaysia.
b) Real-time balance updates and transaction alerts.
c) Seamless transfer of funds among registered BerryPay users.
d) Instant transfers within organizations, universities, and hospitals registered with BerryPay Malaysia.
Please follow the steps below:
a) Open an account with Waafi Bank (visit www.waafibank.com)
b) Authorise Waafi Bank to open an account for you at BerryPay
c) Download the BerryPay Malaysia app from the Apps Store/Google Play Store
d) Authorize Waafi Bank to transfer money to your BerryPay e-wallet account
e) Use the BerryPay Malaysia app to make purchases, pay bills, and transfer funds.
Outward fund transfers to your BerryPay account (whether to yourself or a child) incur a fee of USD 6.
It’s free of charge.
Please follow the steps below:
a. Complete and submit the Outward Fund Transfer Form (OFTAF) here.
b. BerryPay will send an email to you to confirm the successful transfer or otherwise.
It could take up to 5 business days for the funds to be credited to your BerryPay account.
You can contact Waafi Bank for further inquiries by email at customer@waafibank.com.