Our Team
Bringing Islamic Banking to the world and the global Muslim ummah.
Management
Management
Rahmah Mohamed
General Manager
Rahmah has over 35 years’ experience in the banking and financial services industry. She has held various positions, which include Deputy Director, Research & Curriculum at the ICLIF Leadership & Governance Centre, Senior Vice President & Head Commerce Leadership Institute, CIMB Group, Vice President of CEO’s Office, Head of Customer Care, Credit Administration and has worked in corporate communications, loan recovery and corporate secretarial practice. She had the opportunity to be involved in 3 major merger exercises, playing significant roles in branch banking, credit & loan policies and systems integration and Leadership and Management assessments.
She is a graduate of the Institute of Chartered Secretaries and Administrators UK and completed the Women Directors’ Program by the NAM Institute for the Empowerment of Women (NIEW), Human Resource Strategy Program at Cranfield School of Management and Human Resource Management in Asia at INSEAD.
Rahmah holds various certifications including the International Compliance Association (ICA) Certificate in Anti-Money Laundering (in association with Manchester Business School, The University of Manchester) with Distinction. She is a certified NLP Coach, a Licensed Administrator for Myers Briggs Type Indicator (MBTI), a Certified Administrator for the Thomas International Personal Profile Analysis (PPA) and Test for Selection and Training (TST) and Certified administrator and coach for Hogan Assessments. She is also a Certified administrator for Targeted Selection and Skills for Empowered Workforce Programs from DDI, and Instructional Design from IATA.
She also completed the basic technical training by JMR Infotech Middle East Certificate in Oracle Flexcube, Oracle Banking Digital Experience (OBDX), and Oracle Financial Services Analytical Application (OFSAA).
Raja Intan Masrina Raja Saadi
STAFF
Raja Intan has more than 22 years of experience with key strengths in Change & Transformation, Project Management, Core Banking Implementation and Process Re-engineering in the Middle East and North Africa Region (MENA), Malaysia and Europe. She spent most of her career in financial institutions focusing on Banking, Insurance, Bancassurance and Asset Management locally and abroad.
She started her career with Prudential Asset Management and then moved to Bancasurance with HSBC Electronic Data Processing and CIMB Aviva. While with HSBC she won several awards. She also represented CIMB Aviva in a process improvement project in Cascais, Portugal.
As a Lean Six Sigma Black Belt, she then joined Bank Muamalat’s Business Process Improvement and Core Banking Project as the Project think-tank. She re-joined CIMB and led the Center of Excellence for iCIMB before she left for Dubai to join the Commercial Bank International (CBI), a Qatar-based bank in 2014 where she led the Critical Key Project for the bank until 2020.
Raja Intan is currently the Head of Operations and Technology of Waafi Bank Ltd. Prior to this, she was the Program Director for the Waafi Bank Ltd Greenfield Implementation Program.
She holds a BSc (Hons) Major Economics from University Science Malaysia, a Lean Six Sigma Black Belt, Project Management Professional (PMP) and a member of Project Management Institute (PMI).
Raja Intan obtained the International Compliance Association (ICA) Certificate in Anti-Money Laundering (in association with Manchester Business School, The University of Manchester). She also completed the basic technical training by JMR Infotech Middle East Certificate in Oracle Flexcube, Oracle Banking Digital Experience (OBDX), and Oracle Financial Services Analytical Application (OFSAA).
Mohd Kamal Yasinan
STAFF
Kamal has a total of 26 years of banking operations experience. He started his career as an Internal Audit in a Malaysian bank in 1996 prior to joining the Compliance Department of an Islamic foreign bank in 2008. He continued his career in compliance fraternity since then and has served two (2) other Malaysian banks and two (2) foreign banks in the capacity as Head of Compliance.
Kamal graduated with a Diploma in Accountancy from the University of Technology MARA (UiTM) in 1996 and a Bachelor of Business Administration (Hons) Degree in Finance in 2003. He obtained his Advanced Certification in Anti-Money Laundering and Counter Financing of Terrorism from Asian Institute of Chartered Bankers (AICB) and International Compliance Association (ICA) and Diploma in Anti-Money Laundering (in association with Manchester Business School, The University of Manchester) in 2014.
He also completed the basic technical training by JMR Infotech Middle East Certificate on Oracle Flexcube, Oracle Banking Digital Experience (OBDX), and Oracle Financial Services Analytical Application (OFSAA).
Rosma Abd Azid
STAFF
Rosma has over 25 years of experience in the capital market and financial services industries. Her career began with the Securities Commission Malaysia before serving the International Centre for Leadership in Finance (ICLIF), a subsidiary of the Malaysian Central Bank.
Prior to joining Waafi Bank Ltd., she was the Vice President, Strategic Human Capital Management of MNRB Holdings Berhad, a Consultant in the area of leadership and management development and served two (2) multi-national companies focussing on the area of Learning and Development, Talent Management and Succession Planning, Engagement and Performance Management.
Rosma holds various professional certifications that include the Certified Feedback Coach for Hogan Assessment tools, Myers Briggs Type Indicator Administrator, Accredited Facet5 Practitioner, Certified Instructional Design Professional (ISD) by IATA Training Centre, Certified Neuro-Linguistic Programming (NLP) Practitioner, Coach and Time Line Therapist by the American Board of NLP (ABNLP), Certified Training Professional (CTP) by the ITD-ARTDO International and the Certified Trainer by the Human Capital Development Corporation (HRDC) of Malaysia.
She is a graduate of the Diploma in Statistics (1993) and Bachelor of Business Administration (Hons) Degree in Finance (2003) from the University of Technology MARA (UiTM). Rosma completed the High Performance Leadership Development Program (HPLDP) with ICLIF in 2008. She also completed the basic technical training by JMR Infotech Middle East Certificate on Oracle Flexcube, Oracle Banking Digital Experience (OBDX), and Oracle Financial Services Analytical Application (OFSAA).
Rosma obtained the International Compliance Association (ICA) Certificate in Anti-Money Laundering (in association with Manchester Business School, The University of Manchester) with Distinction.